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List of insurance companies in Hong Kong

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All insurance companies operating in Hong Kong are subject to regulation by the Insurance Authority (IA), and must be authorised by the IA to carry on insurance business in the territory. Depending on the nature of business, insurance companies in Hong Kong are broadly classified into three main categories: General Business, Long Term Business, and Composite Business.

According to provisional figures published by the Insurance Authority, as of Q1 2025, there were a total of 158 authorised insurers in Hong Kong. However, only 35 were actively participating in the direct individual new business market, which includes medical, critical illness, life protection, savings, and investment-linked life insurance products.

Insurance companies

Incorporated in Hong Kong

According to information published by the Insurance Authority, as at 26 June 2025, there were a total of 94 insurers incorporated in Hong Kong. These comprised 26 long term business insurers, 10 composite insurers, and 55 insurers authorised to conduct only general business.

Regulated insurer incorporated in Hong Kong	UBI	Established
A: Active long term business insurer – the insurance company is currently active in the market for direct individual new business.
B: Bancassurance – the insurer distributes products primarily through banking channels.
C: Captive insurer – a dedicated insurer established to underwrite risks for its parent group.
R: Professional reinsurer – provides reinsurance services to other insurers.
F: Virtual insurer – authorised through the fast-track regime and operates fully online.
Long term business
37320150	AIA Everest Life
34805305	AXA Wealth Management (HK)A
31221938	Blue InsuranceA
20724864	BOC Group Life AssuranceAB
68545626	Bowtie Life InsuranceAF
73452648	China Pacific Life Insurance (H.K.)A
66961755	China Reinsurance (Hong Kong)R
64995659	China Taiping Life Insurance (Hong Kong)A
36022561	Chubb Life Insurance Hong KongA
65025504	Fubon Life Insurance (Hong Kong)A
32114500	FWD Life (Hong Kong)
05591749	FWD Life Assurance Company (Hong Kong)
65391492	Generali Life (Hong Kong)A
01816462	Hang Seng InsuranceAB
30420587	Heng An Standard Life (Asia)A
67907869	HKMC AnnuityA
31578143	Hong Kong Life InsuranceA
00992918	Pacific Life AssuranceA
20024925	Principal Insurance Company (Hong Kong)
39314925	Prudential Hong KongA
00058689	Sincere Life Assurance
64458142	St. James’s Place International (Hong Kong)A
67027760	Well Link Life InsuranceA
04472576	YF Life Insurance InternationalA
70410675	ZA LifeAF
69324362	Zurich Life Insurance (Hong Kong)A
Composite business
2047	AIA
5589	Asia Insurance CompanyA
6165	AXA China Region InsuranceA
668	AXA Life Insurance
2945145	FuSure ReinsuranceR
51759	HSBC Insurance (Asia)
35496	Liberty International InsuranceA
1531647	Peak ReinsuranceR
153640	SCOR Reinsurance Company (Asia)R
86424	Taiping ReinsuranceR
General business
07227203	ABCI Insurance
00007701	AIG Insurance Hong Kong
36438039	Arch MI Asia
68888444	Avo Insurance
00059520	AXA General Insurance Hong Kong
04441123	Bank of China Group Insurance
31311131	BC ReinsuranceR
63299925	BE ReinsuranceR
02881781	Blue Cross (Asia-Pacific) Insurance
35808859	Bolttech Insurance (Hong Kong)
07441524	Bupa (Asia)
05042693	California Insurance Company
52589856	CGN Captive InsuranceC
19987768	Chevalier Insurance
31415713	China BOCOM Insurance
32179558	China Overseas Insurance
04814748	China Pacific Insurance Co., (H.K.)
05198044	China Ping An Insurance (Hong Kong)
00088175	China Taiping Insurance (HK)
01014472	Chong Hing Insurance
20105113	Chubb Insurance Hong KongF
36022553	CIGNA Worldwide General Insurance
07181708	CMB Wing Lung Insurance
31195931	CNOOC InsuranceC
04746242	Concord Insurance
04893762	Dah Sing Insurance
05895252	East Point Reinsurance Company of Hong KongR
05064463	FAI First Pacific Insurance	In Provisional Liquidation
05313086	Falcon Insurance Company (Hong Kong)
05923722	HIH Casualty and General Insurance (Asia)	In Provisional Liquidation
67907851	HKMC Insurance
03843871	Hong Leong Insurance (Asia)
66395065	Liberty Specialty Markets Hong Kong
04095093	Min Xin Insurance
34945375	MSIG Insurance (Hong Kong)
69551286	OneDegree Hong KongF
01030123	Pacific Insurance Company
00005246	Paofoong Insurance Company (Hong Kong)
03192517	People’s Insurance Company of China (Hong Kong)
39870416	Prudential General Insurance Hong Kong
01989895	QBE Hongkong & Shanghai Insurance
35761439	QBE Mortgage Insurance (Asia)
69992931	Shanghai Electric InsuranceC
62179552	Sinopec InsuranceC
05078101	Sompo Insurance (Hong Kong)
51183916	Starr International Insurance (Asia)
05984263	Sun Hung Kai Properties Insurance
05250290	Target Insurance Company	In Liquidation
03850347	Tokio Marine and Fire Insurance Company (Hong Kong) - The
05289455	Trinity General Insurance
02043094	Tugu Insurance
00734659	United Builders Insurance Company
77793379	Wayfoong (Asia)C	A captive insurance company established by the HSBC Group.
51311933	Well Link General Insurance
07339917	Zurich General Insurance (Hong Kong)
Special purpose
73854614	Black Kite Re
74452576	Great Wall Re
77228823	Silk Road Re

Incorporated outside Hong Kong

According to information published by the Insurance Authority, as at 26 June 2025, there were a total of 64 insurers incorporated outside Hong Kong. These included 25 long term business insurers, 9 composite insurers, and 30 insurers authorised to conduct only general business.

Regulated insurer incorporated outside Hong Kong	UBI	Country	Insurer	Established	Notes	UBI	Country	Insurer	Established	Notes	UBI	Country	Insurer	Established	Notes
A: Active long term business insurer – the insurance company is currently active in the market for direct individual new business.
B: Bancassurance – the insurer distributes products primarily through banking channels.
C: Captive insurer – a dedicated insurer established to underwrite risks for its parent group.
R: Professional reinsurer – provides reinsurance services to other insurers.
F: Virtual insurer – authorised through the fast-track regime and operates fully online.
Long term business
10019291		American Family Life Assurance Company of Columbus
06161701		Canada Life Assurance Company - The
03592395		Canada Life
09331694		China Life (Overseas)A
09983114		Chow Tai Fook Life InsuranceA
09227603		Desjardins Financial Security Life Assurance
06334819		Friends Provident International
09061605		FWD Life Insurance Company (Bermuda)A
07531599		HSBC Life (International)AB
00001111		Manufacturers Life Insurance
09760645		Manulife (International)A
F0003850		Massachusetts Mutual Life Insurance
36410069		Phoenix Life
03747637		Prudential Insurance Company of America
18856710		RGA Reinsurance
21903948		RL360 Insurance
13989316		RL360 Life Insurance
20771382		Scottish Widows
10737079		Sun Life Hong KongA
13643566		Tahoe Life Insurance
36306777		Transamerica Life (Bermuda)A
14185977		Utmost International Isle of ManA
08743329		Utmost Worldwide
13784095		Zurich Assurance
10583149		Zurich International LifeA
Composite business
02420056		AIA InternationalA
06246715		Assicurazioni Generali Società per Azioni
06056536		AXA China (Bermuda)A
11900235		General Reinsurance AGR
22265733		Hannover Rück SER
20577651		Lloyd’s
09384841		Münchener Rückversicherungs-Gesellschaft (Munich Reinsurance Company)R
58258136		Partner Reinsurance Europe SER
70045503		Swiss Re Asia Pte.R
General business
59108554		Allianz Global Corporate & Specialty SE
50079233		Allied World Assurance Company
36962082		Asia-Pacific Property & Casualty Insurance Co.
37582853		Assuranceforeningen Gard-gjensidig -
61775290		Assuranceforeningen SKULD (Gjensidig)
66248260		Atradius Crédito y Caución SA de Seguros y Reaseguros
36380636		Berkley Insurance Company
63706247		Berkshire Hathaway Specialty Insurance Company
72265783		Britannia Steam Ship Insurance Association Europe
22240389		Compagnie Française d'Assurance pour le Commerce Extérieur
62010590		EULER HERMES
61007108		Factory Mutual Insurance Company
31534286		First American Title Insurance Company
39543231		Gard Marine & Energy
38244060		HDI Global SE
30173631		London Steam-Ship Owners' Mutual Insurance Association
00062660		New India Assurance Company
03209857		Pioneer Insurance and Surety Corporation
33313850		Shipowners' Mutual Protection and Indemnity Association (Luxembourg) - The
69691141		Standard Club Asia
66809591		Steamship Mutual Underwriting Association
64650211		Sveriges Ångfartygs Assurans Förening
65406895		Swiss Re International SE
07332012		Toa Reinsurance CompanyR
08832576		Transatlantic Reinsurance CompanyR
18974041		TT Club Mutual Insurance
60245193		United Kingdom Mutual Steam Ship Assurance Association - The
F0002596		West of England Ship Owners Mutual Insurance Association (Luxembourg)
21422728		XL Insurance Company SE
06262864		Zurich Insurance Company Ltd

Market share

Insurance regulators around the world — including the Insurance Authority (IA) in Hong Kong and the National Association of Insurance Commissioners (NAIC) in the United States — regularly publish premium income statistics. These figures are widely used to analyse market trends, assess the market position of individual insurers, and serve as key reference points for evaluating solvency and risk management practices.

Long term business

The following table is compiled based on the Provisional Statistics on Hong Kong Long Term Business published by the Insurance Authority. It aims to reflect the market performance of active participants in Hong Kong direct individual new business market. In accordance with international insurance statistical practices and to ensure cross-border data comparability, Gross Written Premiums (GWP) in these statistics exclude retirement scheme business that is purely of an asset management or administrative nature (such as Class G and H). Such business is treated as assets under management rather than insurance premiums involving biometric risks (e.g., mortality, longevity, or disability).

Gross premiums written

Direct inforce & group business as at the end of the period (2023 – Q3 2025)	Rank	Insurer	Q3 2025	2024	2023	GPW (HK$’000)	Share
1	AIA International	83,057,367	16.12%	88,180,225	17.58%	86,194,559	19.02%
2	HSBC Life (Int'l)	71,275,974	13.84%	59,561,484	11.87%	53,916,203	11.90%
3	Prudential (HK) Life	59,620,834	11.57%	68,037,492	13.56%	64,708,819	14.28%
4	Manulife (Int'l)	49,514,894	9.61%	49,570,969	9.88%	44,438,885	9.81%
5	BOC Life	36,914,903	7.17%	30,821,018	6.14%	24,388,553	5.38%
6	Hang Seng Insurance	34,680,485	6.73%	34,052,819	6.79%	20,815,288	4.59%
7	FWD Life (Bermuda)	31,244,780	6.07%	25,226,259	5.03%	18,754,290	4.14%
8	China Life (Overseas)	30,098,099	5.84%	33,899,870	6.76%	32,294,492	7.13%
9	Sun Life Hong Kong	25,471,672	4.95%	20,085,546	4.00%	12,483,000	2.75%
10	AXA China (Bermuda)	25,373,790	4.93%	25,040,507	4.99%	24,603,823	5.43%
11	CTF Life	11,765,183	2.28%	13,477,172	2.69%	23,304,379	5.14%
12	YF LIFE	10,138,624	1.97%	9,338,011	1.86%	7,965,791	1.76%
13	TPLHK	8,304,378	1.61%	12,151,849	2.42%	15,248,797	3.37%
14	Well Link Life	7,747,559	1.50%	3,965,671	0.79%	1,070,556	0.24%
15	HKMC Annuity	7,518,114	1.46%	4,259,102	0.85%	1,523,810	0.34%
16	Chubb Life HK	5,048,208	0.98%	4,742,926	0.95%	4,076,760	0.90%
17	CPIC Life (HK)	2,530,149	0.49%	1,329,064	0.26%	209,188	0.05%
18	Generali Life (HK)	2,381,352	0.46%	2,050,833	0.41%	1,266,482	0.28%
19	AXA China (HK)	1,958,180	0.38%	2,740,703	0.55%	2,895,910	0.64%
20	Fubon Life Hong Kong	1,862,627	0.36%	1,773,647	0.35%	2,397,545	0.53%
21	Hong Kong Life	1,342,802	0.26%	1,104,486	0.22%	865,699	0.19%
22	Zurich Life Insurance (Hong Kong)	1,109,473	0.22%	876,494	0.17%	574,972	0.13%
23	Heng An Standard Life Asia	939,537	0.18%	803,954	0.16%	685,737	0.15%
24	Zurich International	784,687	0.15%	1,047,434	0.21%	1,167,497	0.26%
25	SJPI(HK)	534,632	0.10%	569,586	0.11%	500,595	0.11%
26	FWD Life (HK)	456,023	0.09%	759,174	0.15%	940,107	0.21%
27	TLIC	447,907	0.09%	817,538	0.16%	1,044,213	0.23%
28	Manufacturers Life	355,310	0.07%	487,368	0.10%	0	-
29	Blue	318,908	0.06%	551,106	0.11%	528,007	0.12%
30	Bowtie Life	307,256	0.06%	281,846	0.06%	163,940	0.04%
31	AXA Wealth Mgt (HK)	290,171	0.06%	396,000	0.08%	438,868	0.10%
32	Utmost International Isle of Man	280,496	0.05%	781,683	0.16%	563,917	0.12%
33	Friends Provident Int'l	252,660	0.05%	414,311	0.08%	459,607	0.10%
34	AIA Everest	190,400	0.04%	748,581	0.15%	838,442	0.19%
35	Transamerica Life (Bermuda)	179,398	0.03%	253,275	0.05%	311,268	0.07%
36	Utmost Worldwide	165,259	0.03%	269,086	0.05%	335,121	0.07%
37	AIA (HK)	152,142	0.03%	213,055	0.04%	218,881	0.05%
38	Generali	127,306	0.02%	159,793	0.03%	179,163	0.04%
39	Zurich Assurance	106,393	0.02%	156,150	0.03%	176,372	0.04%
40	Canada Life Assurance	85,961	0.02%	123,236	0.02%	112,716	0.02%
41	Liberty Int'l	37,239	0.01%	46,606	0.01%	53,489	0.01%
42	FWD Life Assurance	35,749	0.01%	57,353	0.01%	73,562	0.02%
43	Asia Insurance	24,256	-	34,428	0.01%	37,824	0.01%
44	Pacific Life	23,395	-	31,041	0.01%	30,926	0.01%
45	Desjardins Financial Security	13,371	-	19,249	-	19,809	-
46	ZA Insure	13,223	-	375,344	0.07%	213,896	0.05%
47	RL360 Services	3,224	-	4,898	-	5,420	-
48	Massachusetts Mutual	3,222	-	3,324	-	3,604	-
49	HSBC Insurance	2,543	-	3,941	-	4,735	-
50	RL360°	432	-	869	-	1,119	-
51	American Family Life	277	-	389	-	415	-
52	Prudential (America)	171	-	54	-	0	-
53	Scottish Widows	69	-	127	-	237	-
54	Phoenix Life	7	-	7	-	10	-

Business development capabilities

Direct individual & group new business performance (2023 – Q3 2025)	Rank	Insurer	Q3 2025	2024	2023	GPW (HK$’000)	Share
1	HSBC Life (Int'l)	44,485,306	16.82%	36,845,725	16.77%	34,130,803	18.86%
2	AIA International	32,092,596	12.14%	27,611,483	12.56%	24,447,289	13.51%
3	Hang Seng Insurance	29,730,710	11.24%	25,255,769	11.49%	13,551,800	7.49%
4	FWD Life (Bermuda)	23,507,854	8.89%	16,864,504	7.67%	11,239,038	6.21%
5	Manulife (Int'l)	23,364,365	8.84%	22,592,012	10.28%	19,220,046	10.62%
6	BOC Life	21,502,935	8.13%	17,383,516	7.91%	11,700,250	6.47%
7	Prudential (HK) Life	16,321,651	6.17%	17,976,632	8.18%	16,791,547	9.28%
8	Sun Life Hong Kong	14,715,027	5.56%	11,020,466	5.01%	6,336,420	3.50%
9	China Life (Overseas)	11,966,429	4.53%	11,902,959	5.42%	9,601,669	5.31%
10	AXA China (Bermuda)	10,502,386	3.97%	5,933,681	2.70%	6,696,978	3.70%
11	Well Link Life	7,659,093	2.90%	3,902,231	1.78%	963,836	0.53%
12	HKMC Annuity	7,518,114	2.84%	4,259,102	1.94%	1,523,810	0.84%
13	CTF Life	4,530,154	1.71%	5,204,815	2.37%	16,160,970	8.93%
14	YF LIFE	4,008,301	1.52%	2,825,097	1.29%	2,554,526	1.41%
15	TPLHK	3,598,344	1.36%	2,541,965	1.16%	1,677,040	0.93%
16	Chubb Life HK	2,419,581	0.91%	1,587,527	0.72%	763,884	0.42%
17	CPIC Life (HK)	1,485,206	0.56%	1,034,652	0.47%	183,136	0.10%
18	Generali Life (HK)	1,304,473	0.49%	977,487	0.44%	672,548	0.37%
19	Fubon Life Hong Kong	871,561	0.33%	822,923	0.37%	630,874	0.35%
20	Hong Kong Life	804,935	0.30%	546,781	0.25%	267,823	0.15%
21	Zurich Life Insurance (Hong Kong)	735,805	0.28%	458,207	0.21%	231,297	0.13%
22	Heng An Standard Life Asia	717,812	0.27%	490,412	0.22%	321,608	0.18%
23	SJPI(HK)	276,802	0.10%	245,416	0.11%	243,967	0.13%
24	Bowtie Life	123,757	0.05%	131,128	0.06%	89,305	0.05%
25	Utmost International Isle of Man	105,357	0.04%	487,611	0.22%	320,745	0.18%
26	Blue	52,544	0.02%	428,148	0.19%	391,207	0.22%
27	Zurich International	22,831	0.01%	22,417	0.01%	15,406	0.01%
28	AXA China (HK)	14,540	0.01%	18,777	0.01%	16,636	0.01%
29	AXA Wealth Mgt (HK)	3,286	-	3,935	-	3,153	0.00%
30	Asia Insurance	2,436	-	2,239	-	2,528	0.00%
31	Transamerica Life (Bermuda)	2,365	-	15,276	0.01%	8,292	0.00%
32	ZA Insure	1,522	-	360,123	0.16%	199,018	0.11%
33	Pacific Life	1,021	-	1,010	-	934	0.00%
34	Generali	1,008	-	259	-	4,565	0.00%
35	Liberty Int'l	914	-	1,128	-	589	0.00%

General business

The following is compiled based on direct business data from the Provisional Statistics on Hong Kong General Business published by the Insurance Authority of Hong Kong. The table aims to reflect the market performance of active participants in Hong Kong general business market.

Direct business performance of general business (2024)	Rank	Insurer	2024
1	AXA General	5,267,861	10.25%
2	Bupa (Asia)	4,187,746	8.14%
3	AIA International	3,363,891	6.54%
4	Zurich Insurance	2,993,871	5.82%
5	China Taiping (HK)	2,605,935	5.07%
6	BOC Group Insurance	1,974,285	3.84%
7	CIGNA Worldwide General	1,912,950	3.72%
8	Chubb Insurance	1,744,392	3.39%
9	Blue Cross	1,654,242	3.22%
10	AIG Insurance HK	1,645,017	3.20%
11	Liberty Int'l	1,588,158	3.09%
12	Asia Insurance	1,389,165	2.70%
13	Prudential (HK) General	1,307,846	2.54%
14	AXA China (HK)	1,246,071	2.42%
15	Allianz Global Corporate & Specialty SE	1,148,368	2.23%
16	MSIG Insurance	1,126,892	2.19%
17	QBE HKSI	1,118,915	2.18%
18	CMBWL	1,118,189	2.17%
19	HKMCI	988,284	1.92%
20	Dah Sing Insurance	828,680	1.61%
21	Allied World	796,998	1.55%
22	Generali	795,601	1.55%
23	AIA (HK)	690,814	1.34%
24	bolttech Insurance	527,779	1.03%
25	BHSI	508,789	0.99%
26	China Ping An	452,273	0.88%
27	Gard P&I	437,715	0.85%
28	XL Insurance	410,218	0.80%
29	Skuld	388,011	0.75%
30	Starr	383,350	0.75%
31	AXA China (Bermuda)	372,737	0.72%
32	TMF (HK)	354,635	0.69%
33	Lloyd's	327,359	0.64%
34	China Pacific	321,353	0.63%
35	Falcon Insurance	313,230	0.61%
36	Sun Hung Kai	302,446	0.59%
37	Sinopec	302,092	0.59%
38	Chevalier	291,399	0.57%
39	PICC (HK)	284,521	0.55%
40	Sompo Insurance (HK)	273,010	0.53%
41	Liberty Specialty Markets HK	268,408	0.52%
42	EULER HERMES	243,621	0.47%
43	Factory Mutual	242,333	0.47%
44	OneDegree	241,197	0.47%
45	TT Club	190,741	0.37%
46	Min Xin	151,968	0.30%
47	Pacific Insurance	147,091	0.29%
48	West of England	137,293	0.27%
49	Trinity	136,098	0.26%
50	China BOCOM	135,449	0.26%
51	China Overseas Insurance	134,868	0.26%
52	Berkley Insurance	134,091	0.26%
53	STEAMSHIP MUTUAL	128,599	0.25%
54	Well Link Insurance	125,718	0.24%
55	Atradius Crédito y Caución	118,309	0.23%
56	Swiss Re Int'l SE	110,638	0.22%
57	Hong Leong Insurance (Asia)	96,931	0.19%
58	Concord	96,349	0.19%
59	United Builders	81,810	0.16%
60	Paofoong	80,558	0.16%
61	COFACE	75,727	0.15%
62	Britannia Europe P&I	73,536	0.14%
63	Standard Club Asia	69,930	0.14%
64	Shipowners' Mutual	63,707	0.12%
65	Gard M&E Ltd.	58,113	0.11%
66	ABCI	53,726	0.10%
67	HDI	49,176	0.10%
68	California Insurance	46,985	0.09%
69	UK P&I Club	35,907	0.07%
70	QBE MI Asia	30,613	0.06%
71	Chong Hing	27,257	0.05%
72	ASIA0PACIFIC P&C	26,013	0.05%
73	Pioneer	19,153	0.04%
74	London Steam-Ship	16,523	0.03%
75	Tugu	15,819	0.03%
76	Avo Insurance	5,797	0.01%
77	CNOOC Insurance	842	-
78	Target	661	-

References

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