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Debt adjustment

Form of debt relief


Form of debt relief

Debt adjustment is a form of debt relief that allows a government, organization, corporation, or individual to repay a debt over a longer period of time and with smaller payment amounts than the lender and borrower originally agreed upon. It is an alternative to bankruptcy. Debt settlement is a form of individual debt adjustment.

In the United States, law firms point out that Chapter 13 Individual Debt Adjustment is much less expensive and complicated than Chapter 11 Reorganization.

References

References

  1. [http://www.winterslawfirm.com/custom3.html Winters Law Firm]
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