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Ralph Hudgens

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Ralph Hudgens (born November 21, 1942) was the Commissioner of Insurance of the state of Georgia from January 10, 2011, to January 14, 2019. Hudgens served in the Georgia House of Representatives as well as the Georgia Senate. He has been a delegate to numerous Republican Party events. Hudgens defeated his Democratic opponent in the 2010 election with 53.8% of the vote. He was re-elected in 2014. He announced on July 17, 2017, that he would not run for re-election in 2018. Hudgens believed insurance rates should be allowed to increase based on competition and not regulation as did former regulatory favorable Commissioner John Oxendine. During Hudgens's time in office Georgia auto insurance rates greatly increased including one year Georgia experienced the highest increase in the United States. Hudgens and his wife, Suzanne, have four children and twelve grandchildren.